Terms of Use

By using invest.nowcalculator.net (the "Site") you agree to these terms. If you do not agree, please do not use the Site.

1. What the Site provides

The Site offers free, browser-based investment and business calculators — including ROI, bond yield, certificate of deposit, present value, future value, depreciation, profit margin and markup calculators — along with related educational content about investing and business. All calculations are performed within your browser; the figures you enter are not transmitted to or stored on our servers.

2. Not financial advice

The Site provides tools and general information for educational purposes only. It does not provide financial, investment, tax, or legal advice, and no advisory or client relationship is created by using it. All investing carries risk, including the loss of capital, and past performance does not guarantee future results. Market data, rates and prices change constantly. Always do your own research and consult a licensed financial professional before making any investment decision.

3. Accuracy and limitations

Our calculators use standard formulas and reasonable assumptions, but results are estimates. They may not reflect fees, taxes, compounding conventions, market movements, or other real-world factors. Investment, business and platform information may become out of date; verify current details at the source. Use all results at your own discretion and never as a sole basis for an investment decision.

4. Acceptable use

You may use our calculators freely for personal and commercial purposes. You may not copy, scrape, republish, or resell our written content or calculator code without permission.

5. Third-party links

The Site links to external websites, such as banks, scholarship programs and credit bureaus, for your convenience. We do not control and are not responsible for their content, offers, or practices.

6. Availability

We may change, add, or remove calculators and content at any time, and the Site may occasionally be unavailable for maintenance.

7. Limitation of liability

To the fullest extent permitted by law, NowCalculator is not liable for any loss or damage arising from your use of, or reliance on, this Site or any third party it links to.

8. Changes

We may update these terms from time to time. Continued use of the Site means you accept the current version.

9. Contact

Questions can be sent through our Contact page or to support@nowcalculator.net.